6120 Stadium Drive, Suite C

Kalamazoo, MI 49009


Loan Programs

Fixed Rate Mortgages (FRM)
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan’s lifetime.

FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

USDA Loans
USDA loans , also known as Rural Development Mortgages, and are backed by the Unites States Department of Agriculture. These mortgages offer a no money down, 30-year home loan for those interested in purchasing or currently own rural property. Both the property and the borrower must meet the eligibility requirements. 

VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.

What kind of loan program is best for you?
Should you get a fixed-rate loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.

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